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Critical Illness

Cancer, Heart & Stroke

A critical-illness plan pays you a single, large cash payment at the moment of diagnosis. Use it for treatment costs, travel to specialty centers, in-home care, or replacing lost income.

1 in 2Men face cancer in their lifetime
1 in 3Women face cancer in their lifetime
Age 66Average age of cancer diagnosis

The Costs Medicare Doesn't Cover After Cancer Diagnosis

The hospital bill isn't the biggest financial risk. Everything after discharge is.

Travel & Lodging
Specialty cancer centers, out-of-state treatment: $300–$1,500+/year
Home & Personal Care
In-home caregivers, home modifications: $15–$30/hour
Lost Income
You or your spouse can't work during treatment: $4,000–$10,000+
Non-Covered Medications
Experimental therapies, specialty drugs: $2,000+/year
Co-pays & Deductibles
Even with Medicare or Advantage, your share adds up fast

Lump sum at diagnosis. Use it for anything.

When you're diagnosed with cancer, a covered heart attack, or a stroke, the plan pays a lump-sum benefit directly to you. You decide how to use it. Pairs with any Medicare plan and any Advantage plan.

Not sure which plan is right for you?

Book a free 45-minute call with a licensed Medicare specialist. We'll walk through your situation, compare plans side-by-side, and help you choose — with zero pressure.

Book a Free Consultation →

Privacy Policy

Last updated: April 20, 2026

Covenant Senior Benefits ("we," "our," or "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you interact with our agency.

We take your privacy seriously and strive to comply with all applicable laws and regulations concerning the protection of personal information, including HIPAA and other relevant healthcare privacy laws. By accessing or using our services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal identifiable information (name, address, date of birth, SSN, Medicare and health insurance information), health information, contact information, and technology/AI-related interaction data.

2. How We Use Your Information

To provide services, verify eligibility, process payments, communicate with you, support customers, improve services, and comply with legal obligations.

3. How We Protect Your Information

We employ reasonable administrative, technical, and physical safeguards. AI tools are used with strict controls limiting exposure of sensitive data and restricting access.

4. Sharing Your Information

We may share information with service providers under contractual safeguards, as required by law, or in business transfers. Mobile Data Disclosure: No mobile information will be shared with third parties for marketing. SMS opt-in data is never shared with third parties.

5. Your Rights

You may access, correct, delete your information, or opt out of communications. Contact us at (484) 859-8428 or Covenantseniorbenefits.com.

6. Use of Artificial Intelligence (AI)

We may use secure, HIPAA-conscious AI tools for customer service and scheduling. AI does not make decisions about your Medicare eligibility, coverage, or benefits — all final determinations are made by licensed insurance professionals.

7. Changes to This Privacy Policy

We may update this Policy and will post changes on our website.

© 2026 Covenant Senior Benefits

Terms of Service

Last updated: April 20, 2026

1. Introduction

Welcome to Covenant Senior Benefits LLC. These Terms govern your use of covenantseniorbenefits.com. By accessing the Service, you agree to be bound by these Terms.

2. Accounts

Provide accurate information; safeguard your password; notify us of unauthorized use.

3. Content

You're responsible for content you post. You grant Covenant Senior Benefits LLC a non-exclusive, royalty-free license to use such content in connection with operating the Service.

4. Intellectual Property

The Service and its original content remain the exclusive property of Covenant Senior Benefits LLC. Trademarks may not be used without prior written consent.

5. Termination

We may suspend or terminate access for any reason, including breach of these Terms.

6. Limitation of Liability

Covenant Senior Benefits LLC is not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Service or unauthorized access to our servers.

7. Governing Law

These Terms are governed by the laws of [Your State/Country], without regard to conflict of law provisions.

8. Changes to Service

We may modify, suspend, or discontinue the Service at any time without notice.

9. Amendments to Terms

We may revise these Terms by posting an updated version. Continued use constitutes acceptance.

10. Contact Us

Covenant Senior Benefits LLC
Email: [email protected]
Phone: (484) 859-8428

© 2026 Covenant Senior Benefits